This Cream Cheese-Filled Pumpkin Bread is a delightful twist on traditional pumpkin bread, boasting a rich cream cheese filling that elevates each bite. Perfect for fall gatherings or cozy mornings, this recipe combines the warm spices of autumn with the creamy indulgence of cheesecake. You’ll find that it makes a delicious addition to any table, whether served as a breakfast treat or an afternoon snack.

Jump to:
- Why You’ll Love This Recipe
- Tools and Preparation
- Essential Tools and Equipment
- Importance of Each Tool
- Ingredients
- How to Make Cream Cheese-Filled Pumpkin Bread
- Step 1: Preheat the Oven
- Step 2: Make the Bread Batter
- Step 3: Prepare the Cream Cheese Filling
- Step 4: Assemble the Bread
- Step 5: Bake
- Step 6: Cool and Serve
- How to Serve Cream Cheese-Filled Pumpkin Bread
- Pair with Coffee or Tea
- Add Honey Butter
- Serve with Fresh Fruit
- Top with Cream Cheese Frosting
- Enjoy with Yogurt
- How to Perfect Cream Cheese-Filled Pumpkin Bread
- Best Side Dishes for Cream Cheese-Filled Pumpkin Bread
- Common Mistakes to Avoid
- Storage & Reheating Instructions
- Refrigerator Storage
- Freezing Cream Cheese-Filled Pumpkin Bread
- Reheating Cream Cheese-Filled Pumpkin Bread
- Frequently Asked Questions
- What makes this Cream Cheese-Filled Pumpkin Bread special?
- Can I use different spices in my Cream Cheese-Filled Pumpkin Bread?
- How do I know when my Cream Cheese-Filled Pumpkin Bread is done?
- Can I substitute any ingredients in this recipe?
- Final Thoughts
- 📖 Recipe Card
Why You’ll Love This Recipe
- Irresistible Flavor – The combination of pumpkin and cream cheese creates a rich and flavorful bread that’s hard to resist.
- Easy to Make – With simple ingredients and straightforward steps, this recipe is perfect for bakers of all skill levels.
- Versatile Serving Options – Enjoy it plain or dressed up with honey butter or a glaze for extra sweetness.
- Perfect for Any Occasion – Whether it’s a holiday gathering or just a cozy family breakfast, this bread fits right in.
- Great for Meal Prep – This bread can be made ahead of time and freezes beautifully, making it perfect for busy weeks.
Tools and Preparation
Before you start baking, gather your tools. Having everything ready will make the process smoother.
Essential Tools and Equipment
- 9×5-inch loaf pan
- Mixing bowls
- Whisk
- Spatula
- Hand mixer (optional)
Importance of Each Tool
- Loaf Pan – A good-quality loaf pan ensures even baking and helps the bread maintain its shape.
- Mixing Bowls – Use different sizes for mixing ingredients easily, keeping your workspace organized.
- Whisk – A whisk helps incorporate ingredients thoroughly for a smooth batter.
- Spatula – A spatula is essential for folding in ingredients gently without overmixing.

Ingredients
For this delicious Cream Cheese-Filled Pumpkin Bread, you’ll need:
- 1 large egg
- 1 cup pumpkin puree
- 1/2 cup light brown sugar (packed)
- 1/4 cup granulated sugar
- 1/4 cup liquid-state coconut oil (canola or vegetable may be substituted)
- 1/4 cup sour cream (lite is okay; or Greek yogurt may be substituted)
- 2 teaspoons vanilla extract
- 2 teaspoons cinnamon
- 1 teaspoon pumpkin pie spice
- 1/2 teaspoon ground nutmeg
- 1 cup all-purpose flour
- 1/2 teaspoon baking powder
- 1/2 teaspoon baking soda
- pinch salt (optional and to taste)
- 4 ounces softened brick-style cream cheese (lite is okay)
- 1/4 cup granulated sugar
- 3 tablespoons all-purpose flour
How to Make Cream Cheese-Filled Pumpkin Bread
Step 1: Preheat the Oven
Preheat your oven to 350°F. Prepare one 9×5-inch loaf pan by spraying it with floured cooking spray or greasing and flouring it.
Step 2: Make the Bread Batter
In a large bowl, combine:
1. The first ten ingredients, from pumpkin puree to ground nutmeg.
2. Whisk them together until well blended.
3. Add the flour, baking powder, baking soda, and optional salt. Fold gently with a spatula until just combined; do not overmix. Set aside.
Step 3: Prepare the Cream Cheese Filling
In another bowl:
1. Combine the softened cream cheese, granulated sugar, and flour.
2. Whisk together until smooth. You can also use a hand mixer if you prefer.
Step 4: Assemble the Bread
- Pour about two-thirds of the pumpkin batter into the prepared loaf pan. Smooth the top with a spatula.
- Carefully spread the cream cheese filling over this layer.
- Top with the remaining pumpkin bread batter, smoothing it lightly without disturbing the filling.
Step 5: Bake
Bake for approximately 48 minutes until the top is domed and golden brown. A toothpick inserted in the center should come out clean or with few moist crumbs. Remember that due to the cream cheese filling, this test may be tricky.
Step 6: Cool and Serve
Let the bread cool in the pan for about 15 minutes before transferring it to a wire rack to cool completely before slicing and serving. Optionally serve with honey butter or cinnamon-sugar butter to enhance its flavor!
How to Serve Cream Cheese-Filled Pumpkin Bread
Cream Cheese-Filled Pumpkin Bread is a delightful treat that pairs well with various accompaniments. Whether it’s breakfast, dessert, or a cozy snack, these serving suggestions will elevate your experience.
Pair with Coffee or Tea
- Coffee: A rich cup of coffee complements the warm spices in the bread beautifully.
- Tea: Opt for a spiced chai or herbal tea for a soothing pairing.
Add Honey Butter
- Honey Butter: Spread warm honey butter on each slice for a sweet and creamy touch.
Serve with Fresh Fruit
- Sliced Apples: Crisp apple slices provide a refreshing contrast to the dense bread.
- Berries: Fresh berries add a burst of flavor and color to your plate.
Top with Cream Cheese Frosting
- Cream Cheese Frosting: Drizzle or spread a light layer of frosting for an indulgent dessert option.
Enjoy with Yogurt
- Greek Yogurt: A dollop of Greek yogurt adds creaminess and balances the sweetness of the bread.
How to Perfect Cream Cheese-Filled Pumpkin Bread
To achieve the best results with your Cream Cheese-Filled Pumpkin Bread, follow these helpful tips.
- Use Room Temperature Ingredients: This ensures better mixing and helps create a smooth batter.
- Don’t Overmix: Gently fold the batter to avoid tough bread; overmixing can lead to density.
- Check Doneness Carefully: Since the cream cheese remains soft, use visual cues like a golden top rather than relying solely on toothpicks.
- Cool Before Slicing: Allow the bread to cool completely before slicing for cleaner cuts and better texture.
Best Side Dishes for Cream Cheese-Filled Pumpkin Bread
Cream Cheese-Filled Pumpkin Bread can be enhanced by serving it alongside various side dishes. Here are some delicious options:
- Warm Apple Cider: The sweet and spicy notes of apple cider create a perfect autumnal drink.
- Pumpkin Spice Muffins: Enhance the pumpkin theme with these moist muffins that also feature warm spices.
- Cheese Platter: A selection of cheeses adds savory richness that balances the sweetness of the bread.
- Spiced Nuts: Crunchy spiced nuts offer texture and an additional layer of flavor.
- Chili Soup: A warm bowl of chili creates a comforting meal when served alongside this sweet bread.
- Roasted Vegetables: Savory roasted vegetables complement the flavors in the bread while adding nutrition.
Common Mistakes to Avoid
Avoiding common pitfalls can make your Cream Cheese-Filled Pumpkin Bread turn out perfectly. Here are mistakes to watch for:
Skipping the Preheating Step: Not preheating your oven can lead to uneven baking. Always preheat to ensure your bread cooks evenly.
Overmixing the Batter: Overmixing can make the bread tough. Mix until just combined for a light, fluffy texture.
Not Measuring Ingredients Accurately: Inaccurate measurements can ruin your recipe. Use measuring cups and spoons for precision.
Ignoring Cooling Time: Cutting into the bread too soon can make it fall apart. Let it cool in the pan for at least 15 minutes before slicing.
Using Cold Ingredients: Cold eggs or cream cheese can affect the batter’s consistency. Bring them to room temperature before mixing.

Storage & Reheating Instructions
Refrigerator Storage
- Store in an airtight container.
- Lasts up to 5 days in the refrigerator.
- Keep away from strong-smelling foods to prevent flavor transfer.
Freezing Cream Cheese-Filled Pumpkin Bread
- Wrap tightly in plastic wrap and aluminum foil.
- Can be frozen for up to 3 months.
- Thaw overnight in the fridge before serving.
Reheating Cream Cheese-Filled Pumpkin Bread
- Oven: Preheat to 350°F and bake for about 10-15 minutes until warmed through.
- Microwave: Heat individual slices for about 20-30 seconds on medium power.
- Stovetop: Use a skillet on low heat, cover with a lid, and warm for about 5 minutes.
Frequently Asked Questions
What makes this Cream Cheese-Filled Pumpkin Bread special?
This recipe combines moist pumpkin bread with a rich cream cheese filling, creating a delightful contrast of flavors and textures that is perfect for fall or any time of year.
Can I use different spices in my Cream Cheese-Filled Pumpkin Bread?
Absolutely! Feel free to experiment with nutmeg, allspice, or even ginger for a unique twist on flavor.
How do I know when my Cream Cheese-Filled Pumpkin Bread is done?
Look for a domed top that is golden brown. A toothpick inserted should come out clean or with a few moist crumbs, though it’s tricky due to the cream cheese filling.
Can I substitute any ingredients in this recipe?
Yes! Greek yogurt can replace sour cream, and you can use different oils like canola or vegetable oil instead of coconut oil.
Final Thoughts
This Cream Cheese-Filled Pumpkin Bread is not only delicious but also versatile. You can customize it by adding nuts or chocolate chips or adjusting spices according to your taste. Give it a try; you may just find your new favorite fall treat!
Did You Enjoy Making This Recipe? Please rate this recipe with ⭐⭐⭐⭐⭐ or leave a comment.
📖 Recipe Card
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Cream Cheese-Filled Pumpkin Bread
- Total Time: 1 hour 3 minutes
- Yield: Approximately 10 servings 1x
Description
Indulge in the warmth of autumn with this Cream Cheese-Filled Pumpkin Bread. This delightful recipe combines moist pumpkin bread with a luscious cream cheese filling, creating a rich and flavorful treat that’s perfect for cozy mornings or festive gatherings. Each slice offers a perfect blend of spiced pumpkin and creamy indulgence that will leave everyone craving more. Whether you enjoy it as a breakfast dish or a sweet snack, this bread is versatile enough to please any palate. Plus, it’s easy to prepare, making it an ideal option for bakers of all levels!
Ingredients
- 1 large egg
- 1 cup pumpkin puree
- 1/2 cup light brown sugar (packed)
- 1/4 cup granulated sugar
- 1/4 cup liquid-state coconut oil (canola or vegetable may be substituted)
- 1/4 cup sour cream (lite is okay; or Greek yogurt may be substituted)
- 2 teaspoons vanilla extract
- 2 teaspoons cinnamon
- 1 teaspoon pumpkin pie spice
- 1/2 teaspoon ground nutmeg
- 1 cup all-purpose flour
- 1/2 teaspoon baking powder
- 1/2 teaspoon baking soda
- pinch salt (optional and to taste)
- 4 ounces softened brick-style cream cheese (lite is okay)
- 1/4 cup granulated sugar (for filling)
- 3 tablespoons all-purpose flour (for filling)
Instructions
- Preheat the oven to 350°F and prepare a 9×5-inch loaf pan by greasing and flouring it.
- In a large bowl, mix together the pumpkin puree, egg, sugars, coconut oil, sour cream, vanilla extract, cinnamon, pumpkin pie spice, and nutmeg until well combined.
- Gently fold in the flour, baking powder, baking soda, and optional salt until just mixed; avoid overmixing.
- In another bowl, beat the softened cream cheese with granulated sugar and flour until smooth.
- Pour two-thirds of the pumpkin batter into the prepared loaf pan. Spread the cream cheese mixture over this layer and top with remaining batter.
- Bake for approximately 48 minutes or until golden brown on top. Let cool before slicing.
- Prep Time: 15 minutes
- Cook Time: 48 minutes
- Category: Dessert
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 slice (60g)
- Calories: 210
- Sugar: 10g
- Sodium: 180mg
- Fat: 9g
- Saturated Fat: 6g
- Unsaturated Fat: 3g
- Trans Fat: 0g
- Carbohydrates: 30g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 50mg